Archive for December 4th, 2009

For many investors the costs of investing money have been hidden within the plan. Investment bonds are a real example where the set up costs can easily exceed 10%. On the second page of an illustration you will see the cost of the product if you encashed the day after investing so be sure to read that.

Other investments can have large up front costs such as ISAs and unit trusts but many investors are missing a trick here as they don’t have to pay these costs of typically 5.25%. Continue reading ‘What is the Cost of Investing Money?’ »

A few critics expressed misplaced worries last year in gold bullion, saying that the bullion price “bubble” would “burst”, leaving those with investments in the metal having lost a little money between 2008 and 2009. Of course as we have seen, this wasn’t the case at all. For those who buy gold bullion, the metal is still going strong and still seeing unprecedented demand amongst investors.

Such worries seem to have been misguided to say the least. The fact is that, unlike stocks and real estate, there’s really no such thing as a “bubble” when you buy gold bullion. Precious metals are not what you would call a volatile or unpredictable market, so it is very rare for gold to see a sudden spike immediately followed by a plunge. Continue reading ‘Buy Gold Bullion – Protect Yourself With One of History’s Most Preservative Assets’ »

Swing stock trading is one option that works well for investors that want to grow their portfolio quickly with low risk stock trades. Unlike day trading where the investor is in and out of a stock in less than a day, swing trading allows the investor to locate a stock near the bottom of a swing trend, buy the stock and let it ride to near the top of the swing point. In the majority of trades, this is between 2 and 5 days.

One big advantage of swing stock trading over day trading is that you do not have to stay glued to your stock-screener awaiting the right time to sell. Another is that you will pay fewer commissions when swing trading stocks. Continue reading ‘Swing Stock Trading Methods – Increase Investment Profits’ »

When venturing in a new business model, it is a good idea to learn and try out various things, but in stock trading, doing too much trial and error could result in losing a lot of money. That’s why taking a training courses is a very good idea. In this article, you will learn more on how to obtain these types of lessons and exercises that will you make a successful stockholder.

First of all, you can go to seminars. There are many events created by a skilled stock trader that is willing to show to a limited audience the ins and outs of selling and buying your shares. The problem with these stock trading courses is that it doesn’t go in depth as much as you would like it to and you have to pay if you want more information. These seminars can also be scams designed to purchase a “guaranteed” stock trading system! Continue reading ‘Stock Trading Courses – Get Ahead of the Market!’ »

Gordon Brown first introduced his stealth tax abolishing advanced corporation tax credits on pensions in his 1997 budget. Terry Arthur, a fellow of the Institute of Actuaries, estimated that this would reduce the value of UK pension schemes by more than a £100 billion in a paper written for the group. A joint investigation by The Independent on Sunday and BDO Stoy Hayward, the specialist accountancy and business advisory group, has revealed that Mr Brown’s 1997 decision to tax dividends paid into pension funds will have far greater consequences than previously thought. The £100,000 figure represents a reduction of up to 13 per cent in the value of the pension pot a typical employee who pays into a defined contribution scheme could expect to save over the course of their working life.

Furthermore, the amount of companies contributing to final salary schemes have halved under the labour government. On top of this, they decided not to pass an amendment which would have given 8 million women with a partial pension entitlement the chance to make up the shortfall in their National Insurance contributions by making lump sum payments into their national insurance contributions. In fact, pressure is growing for Gordon Brown to step down as James Purnell has become the third cabinet minister to resign according to BBC news, June 5th. In fact, according to their ICM survey, only 29% of the 1,005 adults surveyed thought that Gordon Brown was in touch with ordinary people. Continue reading ‘Gordon Brown Reduces the Value of UK Pensions’ »