Archive for December 18th, 2009

Cash is cash, but some cash flow is better than others — and easier to obtain – particularly when it comes to purchasing residential real estate investment properties.  For instance, compare a 6-unit apartment complex with a Tri-plex and a Single Family Residence (SFR).

6-unit complex                        $280,000 purchase price     $3600/mo rental income

Tri-plex                                    $150,000 purchase price     $1800/mo rental income

SFR                                         $150,000 purchase price     $1100/mo rental income

Which do you think is the best deal for the typical investor?  The 6-unit property offers the same rental income per unit ($600), but is cheaper per unit than the Tri-plex, so is this the best investment? Continue reading ‘Not All Cash Flow Investment Properties Are Created Equal – Get the Right Mix of Financing and ROI’ »

Posted by Morgan on December 18, 2009 at 8:12 pm under Real-Estate.
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Many schools have found themselves facing budget cuts in recent years. In order to offset these cuts, many are turning to fundraising in order to raise money for after school programs and other school needs. Here are a few great fundraising ideas to help your school raise some money.

For agricultural programs, selling fruits is a great way to earn some money. People are more likely to spend money on things they will actually use. Fruit is perfect to sell in late fall for delivery before Christmas. This allows people to order fruit baskets or create their own to give as gifts. Continue reading ‘School Fundraising Ideas’ »

Posted by Morgan on December 18, 2009 at 4:52 pm under Fundraising.
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While mutual fund investing has exploded over the past 50 years to become one of the most popular forms of investing anywhere, there are still possible pitfalls that you can fall into if you’re not careful. Investing is still a risky business, even if everyone is doing it. Here are some tips to help you through any problems you might have.

One common criticism of mutual fund investing is that they don’t have a high enough return on their investment and that index funds, which aren’t as popular have historically returned a higher investment than the much more popular actively managed funds. Continue reading ‘The Bad Things About Mutual Funds’ »

Posted by Morgan on December 18, 2009 at 1:39 pm under Mutual-Funds.
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What will your retirement account look like when you reach that age when it will be your only means of living? Well let me tell you, there is a surprising kick of reality when most people consider their final forecast for their retirement savings. In this article, we will compare the three scenarios mentioned in the title, and see how well they will each provide a retirement.

But lets ask a question, first. When you consider the long-term value of your retirement savings, does it look like you will have poor living conditions when you retire, or doe is look like you will be well off? Does it even look like you will be able to retire at all as you have planned?

With the current losses that have been imposed on those having a 401k, it becomes obvious that we need to use other means of securing a nest-egg for our golden years. And there are several options aside from having a 401k. Continue reading ‘How Does Your 401k, IRA, and Certificates of Deposit Compare in Their Value to You?’ »

Posted by Morgan on December 18, 2009 at 8:23 am under IRA-401k.
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