Fund Hot News

Recent media coverage and debate about the credit meltdown has focused largely on big lenders in the developed world. But attention must also be paid to the developing world to prevent a potential parallel crisis in the microfinance sector. This vital industry provides access to basic financial services for millions of people in emerging countries including Brazil, Kenya, Bangladesh and India. If microfinance institutions suffer losses akin to big banks in the developed world, however, their clients could lose a vital lifeline: access to affordable credit.

Today, the microfinance sector appears solid, with high repayment rates of over 98 percent. But this doesn’t mean that all is smooth sailing. The sub-prime market collapse has made many microfinance institutions nervous. And rightly so: like banks in developed nations, microfinance organizations were incentivized to expand rapidly in recent years, transforming the sector from an industry dominated by NGOs like Grameen Bank in Bangladesh to one led by for-profit companies including Compartamos in Mexico and SKS Microfinance in India. Continue reading ‘Avoiding a Microfinancial Crisis’ »

Article 1, Section 8, Clause 5 of the Constitution of the United States of America grants Congress the “power to coin money” and Article 1, Section 10, Clause 1 specifies that “No state shall… coin money: emit Bills of Credit; make anything but gold and silver coin a Tender in Payment of Debt.”

The Constitution clearly states that money is to be coined and that only gold and silver coin (I.E. real money) is a tender in payment of debt. Note that Congress was granted the power only to coin money, not to print it. They were granted the power to borrow money, not to loan it.

Silver characterizes all six aspects of real money. It is divisible, durable, convenient, consistent, and has utility value, and cannot be created by fiat. Silver is used as a medium of exchange and as a store of value. It is indispensable, has tangible value, and is in limited supply. Continue reading ‘Silver, The Affordable Real Money’ »

Article 1, Section 8, Clause 5 of the Constitution of the United States of America grants Congress the “power to coin money” and Article 1, Section 10, Clause 1 specifies that “No state shall… coin money: emit Bills of Credit; make anything but gold and silver coin a Tender in Payment of Debt.”

The Constitution clearly states that money is to be coined and that only gold and silver coin (I.E. real money) is a tender in payment of debt. Note that Congress was granted the power only to coin money, not to print it. They were granted the power to borrow money, not to loan it. Continue reading ‘Silver, The Affordable Real Money’ »

If you earn more than what you need you may be searching for investment opportunities that can help you save more for your future. But your main problem is you don’t have sufficient knowledge to get your money rolling. Here are some surefire ways you can perform to learn how to invest money the right way.

First, you need to acknowledge that there are numerous investment categories in the market, so you must dedicate some time in understanding them. To limit your options, it’s vital that you know how much time and effort you can give in managing your investment. It’s important as well to set your preferred rates of return. Additionally, you should be ready to place your money in investment vehicles for a short time, although the proceeds are mediocre. Continue reading ‘Learn How to Invest Money – Free Tips Inside’ »

Investing your money need not be a stressful event for you. It is probably one of the smartest moves you can make to ensure that you receive a steady return of investment in order to safeguard your finances for the future. It is also one of the ways to ensure that you have a sizable nest egg later on when you need it, whether for your retirement or for other unforeseeable emergencies.

What are the best ways to invest money in? There are several factors to consider when investing your money that you need to be cognizant about. One important investment that you can make is to buy your own home. Paying rent out of your income for the rest of your life will be a huge drain on your finances. Owning your own real property whose values are likely to increase over the years is a very good investment indeed. If you are savvy enough to get rental property that can bring you a steady return of investment, then so much the better. Continue reading ‘Best Ways to Invest Money – Everything You Need to Know’ »

How have your investments been doing over the last year or two? Probably not so well. Would you like a way to prevent a repeat performance? Read on to find out how the absolute return approach to investing can help you grow your money quickly — yet safely.

There are three reasons why people lose money in the stock market, all of which are reduced or eliminated by absolute return investing: Emotional decisions, mutual funds, and the buy & hold approach to investing. Fortunately, the absolute return investing approach has the perfect fix for all three of them. Continue reading ‘Absolute Return Investing – Fixing the 3 Biggest Reasons Why Traditional Investments Lose Money’ »

According to one old investment adage, “there’s always a bull market somewhere.” If it isn’t in stocks, it’s in commodities. If not commodities, then bonds, and so on.

After years in the doldrums, some bond funds can now deliver the magic combination of stability in rocky markets, yields that beat inflation, good cash returns, and the potential for capital growth. When the credit crunch bit last autumn, corporate bond funds were the winners as investors avoided shares. Continue reading ‘Invest For Income and Growth – How to Yield 9.75% Per Annum With Security Over Assets’ »

People have different reasons why they would like to try investing. For sure, you have your own motivations like preparing for a comfortable retirement, saving for your child’s college expenditures, buying a house etc. This is a good start in arranging your business portfolio. The next step that you must accomplish is learning to invest in the most productive way. This is done by structuring your finances to make it feasible to invest and then gaining knowledge of the intricacies in investing.

Once you invest, you do not only lay down your money, you also devote your time, effort and trust to achieve your objectives. Investing does not only delineate business matters, since you can invest your intelligence in your craft, you can invest your time in your study or invest your love in a relationship. Continue reading ‘Learning to Invest – What You Must Know’ »

There are so many opportunities for investment around you, you merely have to take the initiative to find out what they are. Having the discernment and all the right tools to find the best investment strategies are important, as is securing vital and timely advice. You will need to assimilate the basic investing concepts that are the key to maximizing your profits. In fact, these concepts are culled from good business principles that many successful business entrepreneurs benefit from knowing by heart.

Firstly, get as much education as you can about investing. Reliable and reputable sources of information are important. It would also be a good idea to have a mentor in your education process. Taking courses on investing is likewise a sound idea as it will arm you with additional strategies and investment tools. Secondly, diversify any and all of your investments. Never put your eggs all in one basket. Continue reading ‘Best Investment Strategies – Your Ultimate Guide’ »

Have you ever wondered where to invest money that you have accumulated throughout your lifetime? If you have, then you are not alone. Today, thousands or even tens of thousands of individuals situated in the United States and all over the world are wondering the same. It is very difficult to make this decision since there are now numerous ways and means in investing ones money. There are so many businesses out there where you can invest your money. The most popular among these investing procedures is “stock investing”.

Stock investing mainly focuses on the trading of stocks in the stock market. Trading stocks involves both the buying and selling of stocks. In order to gain the highest possible profit, stocks are bought at the cheapest or lowest price attainable. The investor will then wait for the right time when these stocks will be at the highest or most expensive price before actually selling it. The key in order to be able to buy at the cheapest and sell at the most expensive is to know the “fluctuation” of the prices. These fluctuations can be predicted by using the tried and tested stock market formulas that have been widely used since the last five decades. Continue reading ‘Where to Invest Money – Find Out Now!’ »