The basic feature of unit trust investment is a form of collective investment that allows investors with similar investment objectives to pool their saving, and invested in a portfolio of securities managed by investment professional.
We can classify 5 mains categories of unit trust funds in Malaysia:
1)Equity fund: The major portions of equity fund portfolios are shares of listed companies. It’s available in the market with higher risk-higher return to those with lower risk-lower returns:
·Aggressive growth fund – generally invests in companies with higher capital growth, but with higher risk.
·Index fund- normally the return will closely resemble the performance of the stock market index, both in (more…)
With the economy going through questionable times, everyone is searching for the best place to save and invest. When the market gets volatile, investors want to research their options. I am opposed to jumping ship too soon, but I still encourage educated decisions.
Clients have been asking for more information on exchange-traded funds. Exchange-traded funds (or ETFs) are still relatively new investment products. They were first introduced in 1993, but have been gaining in popularity ever since.
What is an ETF?
The best way to describe an ETF is a mutual fund that trades on the stock market. An ETF owns many different stocks and attempts to mirror an index, such as the S&P 500. There are many different companies and indexes available, so owning ETFs will not impact your ability to properly diversify. There are also ETFs available for fixed income classes, or bonds. (more…)
The top mutual funds are funds from mutual funds companies that are investor friendly. These top mutual funds are actually easy to find, and are probably the best investment for most people. Here’s how to find funds that work for you and give you a performance advantage year after year.
The top mutual funds offer you an investment advantage year after year and they can prove it. These are your best investment if, like most people, you need help managing your investment assets. I call them investor friendly simply because they do not charge you an arm and a leg when you invest money with them; plus they offer good service and a broad array of investment options. (more…)
After the market turmoil of the past two or three years (depending on where you live on this planet), trying to get a head start lead on future growth opportunities has never been more difficult. With credit remaining tight for smaller companies, the advice of the past where advisors insisted on pouring thousands into small-cap funds or individual companies may not be such a wise recommendation. In fact, even large cap companies have seen their credit ratings cut and, as a consequence, are paying higher rates on their bonds and other debt, a harsh reality that cuts deep into bottom-line profitability.
In fact, there has been such a monumental shift in the way that corporate American lends money that what was formerly considered higher rates based on higher risk is now the only rate out there… and that higher rate is only available for the strongest companies.
But if an investor has little or no faith in the fixed-income asset class (or more likely, little understanding of the class) and prefers to steer toward the equity class, where should they turn? (more…)
Whenever Wall Street comes up with a new product it behooves Main Street to be skeptical about the hype. In this article we are going to look under the hood of the latest product to get the UK financial services market in a tizz: the multi-asset fund. Whilst there is nothing new in having a balanced fund of bonds and equities, there are more and more funds being launched that offer access to a broader range of asset classes, including: private equity, commodities, bonds, equities property, and hedge funds. What is also new about these products is the low cost structures that they are being offered in.
Low cost structures have become a reality as the result of consumer demand. After years of being hammered by large fees these have finally come under the microscope as fund values have plummeted. It seems a bit rich to pay someone 3% per annum to manage the dramatic decline of your assets. The advent of Exchange Traded Funds and Exchange Traded Notes are the other driver behind multi-asset funds. Now fund managers can use these listed tools to access a broad range of asset classes. Indeed the Gold ETF is though to have boosted the price in gold as it was formerly quite tricky to invest in without purchasing the physical product. (more…)
We are proud to feature top performing “Aggressive Growth” equity mutual funds, which primarily invest in aggressive growth equity securities of companies.
Investors can come across such funds by looking at the entire list of the Zacks #1 Rank Aggressive Growth Equity Funds.
3 Great Examples of Aggressive Growth
ProFunds UltraBull Fund Inv (ULPIX) seeks daily investment results that correspond, prior to fees and expenses, to 200% of the performance of the S&P 500 Index. It was incepted in November 1997.
The fund uses a leverage to seek to double the daily performance of the benchmark index. Leverage is borrowing money or using credit to potentially earn higher returns. But along with the potential for higher returns, leverage also increases the risk of an investment. This aggressive growth fund usually invests a substantial portion of its assets in stock index futures contracts, options on stock index futures contracts and options on securities and stock indexes. It may also invest in securities that are expected to track the S&P 500. (more…)
You can take charge of the life that you will live even way beyond your productive years. It is, in fact, more important for you to make sure that you have an alternative income source when the time comes when you are no longer physically capable of earning an income. Setting up a retirement fund either by yourself or with the help of a retirement planning consultant would be the best thing that you can do today to prepare for your retirement. If you are employed in a company that has a good 401k program, this is one of the best tools that you can take advantage of especially if your employer has a matching contribution and if the 401k is well-founded on good investment principles. Other types of retirement funding tools would include your Individual Retirement Account (IRA) and individual investment instruments that you can put together in your own portfolio specifically to address your retirement income needs.
Retirement funds are best dealt with early on in your life. The earlier your start saving and investing for your retirement, the better it is for you. There is no way to guarantee how much you can get out of your 401k. There are, however, ways by which you could make projections or estimates as to the accumulation of your retirement funds. Some employees are allowed to make additional contributions to the amount of 401k contributions that they have elected to make on a regular basis, subject of course to certain eligibility requirements. The good thing about using 401k as your source of retirement income is that you cannot touch it for your short-term and medium-term cash needs. There are only a few scenarios that allow for the disbursement of a partial or a full withdrawal of the 401k fund before retirement. 401k disbursements are slapped with penalties for early withdrawals. (more…)
Asset allocation funds can be a great way to approach investing because they allow you to benefit from the movements of stocks, while at the same time avoid the volatility they come with.
They do this by investing in other asset classes such as bonds as well as stocks. Some of the major benefits are.
1. Escaping volatility
Stocks can be very volatile and that can be very risky at times. So if you just buy a portfolio of stocks and the market crashes you could lose a large chunk of your portfolio. But if you had a diversified portfolio between both stocks and bonds a market crash might not affect you as much.
Bonds can be used to help you get through a bears market. (more…)
ETF trends are guidelines used by traders to identify market entry and exit points, in other words when to buy and when to sell. ETFs are “Exchange-Traded Funds”. They are something like mutual funds, but there are differences.
Funds, of all kinds, give small investors access to a wider range of investment choices. The funds are managed professionally and diversified. Assets held within the fund may include stocks, bonds and other securities. So, it resembles a smart investor’s portfolio. (more…)
