This article looks at the disadvantages of 401k plans that are not fully diversified. There are dozens of comparisons on the internet that allow you to compare traditional, Roth, 401ks and other retirement plans.
But, no matter which plan you choose, failing to diversify could make you lose.
Investment advisors see a danger inherent in 401ks. Employers are allowed to offer their employees company stock options, instead of matching contributions. It makes sense for the company, but not always for the employee. Continue reading ‘A Guide to the Disadvantages of 401k Plans That Are Not Fully Diversified’ »