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Retirement planning ensures that you will continue to earn a satisfying income and enjoy a comfortable lifestyle, even when you are no longer working. An increasing number of young Indian professionals are moving away from the traditional joint family structure. Since support no longer comes easily, parents have realized the need to provide for themselves during their retirement years.

Until recently, many young Indians in there 20s and 30s were ignorant towards retirement planning and were not taking it seriously. For them, retirement was some thing that was too distant. Continue reading ‘Retirement Planning – Start Now – Save More – Retire Rich’ »

Everybody likes to make money. And what could be a better way than making it through savings. The Income Tax Act allows every individual to save his had-earned money while filing his income tax return under section 80. There are various ways to save you’re your money by investing in plenty of tax saver funds and insurance policies. An investment in certain mutual funds also increases your money growth by more than 50 percent in a short span of time. The tax benefit under Section 80 of the Income Tax Act that any individual can avail is an added advantage.

Investment in ELSS Mutual Funds is also considered to be one of the best options available in the market owing to its low expense and short lock-in period of 3 years. These funds also have high liquidity and high growth in long-term.

Continue reading ‘Save Tax’ »