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Have you ever heard someone make the statement, “Social Security won’t even be around for you.”? As a network markeer, I often hear this statement used in business building, as what I call “the Social Security Myth.” The Social Secuirty Myth is meant to scare you into “realizing” the bleakness of your projected retirement financial. Many of the things about your situation may, in fact, be bleak or close to it, and many of the sobering facts you are forced to realize about your financial situation may be true, but the statements about Social Security are not. Here’s why.

According to the 2006 Social Security Administration’s Trustee Report, with no changes to the program, Social Security will be able to pay 100% of benefits until 2040. At that point, the revenues collected would still allow for benefits to be paid at a rate of 74%, again with no changes to the program. Further, the program would additionally be able to afford payment of 70% of benefits through 2080. In reality, the picture is not quite as bleak as is often painted.

Will Social Security provide you with a healthy income to afford a new car each year and two vacations in retirement? No. Accepting the reality of Social Security means that you DO need to be concerned about your retirement. But you don’t need to fear it. Most likely you will survive, but not in a way that comes close to matching your pre-retirement lifestyle. That’s what the Network Marketing industry ought to be stressing…the very real need for most to plan for supplemental retirement income and the development of second or additional income streams.

Also, what this says to me, in regard to my business and our industry, is it indicates that many of my fellow business builders making these statements are “swallow it whole” kinds of people. Imagine a person who eats whatever is placed in front of them, without thinking about it or examining it. They simply choose to swallow it whole, whatever it is. In a similar way, some people accept things they are told as absolute truths, then repeat them to others, without considering the basis for the statement or requiring any confirmation that the information is accurate. These are often people who do not want to examine things and make decisions for themselves. After all, sometimes it is easier to just believe. So the question you should ask yourself is, “Would working with that kind of person suit me and my goals?” The people who bring you this blog take a more direct and sincere approach. We, admittedly, swallow nothing whole just because it is offered to us. We examine everything, to determine if it’s a fit for us, if it makes sense to us, and if we can determine it to be accurate information. If you think working with those kinds of people would be a healthy environment for you, then maybe I have something to talk about. If you have some questions, or comments, I welcome an open and honest discussion from all perspectives.

I believe that building a second income business can be done in a genuine authentic way without hype or exaggeration. A business that is built around the values, talents, interests and goals of an individual is a business that can be sustained. If you like the way I think, email me at clemg@powerontheweb.biz.

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